PROCUREMENT & CO. TERMS & CONDITIONS // WEBSITE USE & PRE-PURCHASE GOVERNANCE // ILLINOIS GOVERNING LAW // Effective Date: 2026

These Terms & Conditions ("Terms") govern your access to and use of the Procurement & Co. website located at procure-ment.com ("Website") and any related content, features, or services offered through it. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

These Terms apply to all visitors, prospective clients, and active clients accessing this Website.

SECTION 1 — ACCEPTANCE OF TERMS

1.1 Agreement to Terms

By accessing procure-ment.com, clicking any link, submitting any form, or purchasing any service, you confirm that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

1.2 Capacity to Contract

By using this Website, you represent that you are at least eighteen (18) years of age and are legally authorized to enter into binding agreements on behalf of yourself or the business entity you represent.

1.3 Business Use Only

Procurement & Co. provides services exclusively to business entities. This Website is not intended for personal, household, or consumer use. All purchases, agreements, and engagements are conducted in a business-to-business (B2B) capacity.

SECTION 2 — WEBSITE USE & ACCEPTABLE CONDUCT

2.1 Permitted Use

You may access and use this Website for lawful purposes related to evaluating, purchasing, or managing professional advisory services offered by Procurement & Co.

2.2 Prohibited Conduct

You agree NOT to:

• Use this Website for any unlawful purpose or in violation of any applicable federal, state, or local law

• Attempt to gain unauthorized access to any portion of this Website, our client portal, or our internal systems

• Scrape, crawl, or systematically extract data from this Website without prior written consent

• Transmit any malicious code, viruses, or harmful programs through this Website

• Misrepresent your identity, affiliation, or authorization when using this Website or submitting any form

• Use this Website to engage in any activity that could damage, disable, or impair its operation

• Reproduce, duplicate, copy, sell, or exploit any portion of this Website's content without prior written consent from Procurement & Co.

2.3 Account & Portal Access

If you are issued client portal credentials, you are solely responsible for maintaining their confidentiality. You agree not to share your credentials with any unauthorized third party. Procurement & Co. shall not be liable for any loss or damage arising from unauthorized use of your credentials.

SECTION 3 — SERVICES & PURCHASES

3.1 Service Availability

All services listed on this Website are subject to availability. Procurement & Co. reserves the right to modify, suspend, or discontinue any service at any time without prior notice to prospective clients. Active client engagements already in progress are not affected by service modifications.

3.2 Pricing

All prices displayed on this Website are stated in U.S. dollars and are subject to change without prior notice. Price changes do not affect engagements already purchased and confirmed.

3.3 Purchase Terms

All purchases are subject to our Master Service Agreement, available at procure-ment.com/governance-framework, which governs the contractual relationship between Procurement & Co. and the Client following purchase. These Terms govern pre-purchase website use; the Master Service Agreement governs post-purchase engagement delivery.

3.4 Payment Processing

All payments are processed securely through Stripe, Inc. Procurement & Co. does not store credit card information. By completing a purchase, you agree to Stripe's Terms of Service and Privacy Policy.

SECTION 4 — CONTENT & INTELLECTUAL PROPERTY

4.1 Ownership

All content on this Website — including but not limited to text, graphics, logos, images, service descriptions, methodologies, frameworks, and editorial copy — is the exclusive intellectual property of Procurement & Co. and is protected by U.S. copyright law and applicable international intellectual property treaties.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and view this Website's content for personal evaluation purposes only. This license does not permit:

• Reproduction or republication of any Website content

• Commercial use of any Website content

• Modification or creation of derivative works based on Website content

• Distribution or public display of Website content without prior written consent

4.3 Trademarks

The name "Procurement & Co.," associated logos, taglines, and brand elements are proprietary marks of Procurement & Co. Unauthorized use of these marks is strictly prohibited.

4.4 Feedback

If you submit any feedback, suggestions, or ideas to Procurement & Co., you grant us a perpetual, royalty-free, irrevocable license to use such feedback for any business purpose without obligation to compensate you.

SECTION 5 — DISCLAIMERS & LIMITATIONS

5.1 No Guarantee of Outcomes

Procurement & Co. makes no warranty, express or implied, that any service, deliverable, or advisory guidance will result in the award of government contracts, approval of certifications, successful capital raises, or any other specific business outcome. Government procurement is inherently competitive and subject to factors entirely outside the Firm's control.

5.2 Website Accuracy

While we strive to keep all Website content accurate and current, we make no representation or warranty that the information on this Website is complete, accurate, current, or free of errors. Service descriptions, pricing, and availability are subject to change without notice.

5.3 Website Availability

We do not guarantee uninterrupted or error-free access to this Website. We reserve the right to modify, suspend, or discontinue the Website at any time without notice or liability.

5.4 Third-Party Links

This Website may contain links to third-party websites including government portals, payment processors, and scheduling platforms. These links are provided for convenience only. Procurement & Co. is not responsible for the content, privacy practices, or accuracy of any third-party website.

5.5 Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

SECTION 6 — LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PROCUREMENT & CO. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THIS WEBSITE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION.

Procurement & Co.'s total aggregate liability for any claim arising from your use of this Website shall not exceed one hundred dollars ($100.00).

SECTION 7 — GOVERNMENT AGENCY DISCLAIMER

Procurement & Co. is an independent advisory firm and is NOT affiliated with, endorsed by, or acting as an agent of:

• The Small Business Administration (SBA) • The General Services Administration (GSA) • The Department of Defense (DoD) • The Internal Revenue Service (IRS) • SAM.gov or any other federal procurement portal • Any state, municipal, or local government agency

All government registrations, certifications, and filings referenced on this Website are available at no direct cost from the issuing agencies. Our fees are exclusively for professional advisory assistance, document preparation, and strategic guidance.

SECTION 8 — PRE-QUALIFICATION INTAKE FORM

This Website includes a pre-qualification intake form on the Contact page. Submission of the intake form does not constitute a purchase, guarantee of services, or binding engagement. Procurement & Co. reserves the right to decline any engagement request at its sole discretion. Submission of the intake form does not create an attorney-client relationship, advisory relationship, or any other professional obligation.

SECTION 9 — PRIVACY

Your use of this Website is also governed by our Privacy Policy, available at procure-ment.com/privacy-policy, which is incorporated into these Terms by reference. By using this Website, you consent to the data practices described in our Privacy Policy.

SECTION 10 — MODIFICATIONS TO THESE TERMS

Procurement & Co. reserves the right to update or modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of this Website after any modification constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

SECTION 11 — GOVERNING LAW & DISPUTE RESOLUTION

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.

11.2 Venue

Any legal proceedings arising from these Terms shall be brought exclusively in the state or federal courts located in Cook County, Illinois.

11.3 Informal Resolution

Before initiating any formal legal proceeding, the parties agree to first attempt resolution through good faith negotiation, with written notice of the dispute provided to Procurement & Co. at info@procure-ment.com.

SECTION 12 — GENERAL PROVISIONS

12.1 Entire Agreement

These Terms, together with our Privacy Policy and Master Service Agreement (where applicable), constitute the entire agreement between you and Procurement & Co. regarding your use of this Website.

12.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

12.3 No Waiver

Failure by Procurement & Co. to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

12.4 Contact

For questions about these Terms, contact us at:

Procurement & Co. info@procure-ment.com procure-ment.com

STATUTORY DISCLOSURE

Procurement & Co. is an independent advisory firm and is not affiliated with, endorsed by, or acting as an agent of any federal, state, or municipal government agency. All government registrations, certifications, and filings are available at no direct cost from the issuing agencies. Our fees are exclusively for professional advisory assistance, document preparation, and strategic guidance. This document does not constitute legal advice. Clients are encouraged to consult a licensed attorney for legal guidance specific to their circumstances. These Terms are governed by the laws of the State of Illinois.